Legal
Change log
Every version of our Privacy Policy and Terms of Service, with the date it took effect and what changed. Previous full versions are archived and linked below once a document has been revised more than once.
Privacy Policy
| Version | Effective | Change |
|---|---|---|
| 1.3 (current) | 9 Aug 2026 | Added trade licence identification (licence no. 86166, issued by DIEZ) and a dedicated privacy contact (privacy@crumbmoney.com). Rewrote the international-transfers and rights/complaints sections, naming the UAE Data Office. Finalised the 18+ minimum age. Published a full Arabic translation at /ar/privacy with a language switch. |
| 1.2 | 8 Aug 2026 | Corrected the cookies & local storage section to name the actual final cookie/storage names after the platform's naming update, and to clearly separate cookies from local storage. Archived version. |
| 1.1 | 8 Aug 2026 | Added confirmed data-controller identity (Athena Private Management FZCO, part of Athena Holdings) and registered address. Company registration number, specific regulator, and a dedicated privacy contact remain open items. |
| 1.0 | 8 Aug 2026 | First published draft, grounded in a full review of the live product's actual data practices. Not yet approved for public use — see the banner on the policy itself. |
Terms of Service
| Version | Effective | Change |
|---|---|---|
| 1.2 (current) | 9 Aug 2026 | Added trade licence identification (licence no. 86166, issued by DIEZ). Rewrote §16 as "Governing law and disputes": UAE law as applied in Dubai, disputes routed to support@crumbmoney.com first, Dubai courts have jurisdiction. Published a full Arabic translation at /ar/terms — the Arabic version controls in the event of inconsistency where UAE law requires it. |
| 1.1 | 8 Aug 2026 | Added confirmed contracting-entity identity (Athena Private Management FZCO, part of Athena Holdings) and registered address. Governing-law clause remains an open item pending counsel. Archived version. |
| 1.0 | 8 Aug 2026 | First published draft, based on Crumb's actual product and closed-early-access business model. Not yet approved for public use — see the banner on the terms themselves. |